For most people, getting laid off from work may be disheartening, but not that surprising anymore due to the recent economic status of the US. No one is really safe from the extensive downsizing happening in hundreds of companies these days. With this, you need to know everything you can about unemployment benefits. In addition, you must learn about the policies of these benefits in your area, for eligibility rules may vary from one state to another. Here is a list of US cities that provide unemployment benefits: This list will give you an idea of what benefits to expect from each city. If you are still unemployed you should consider buying a business. Buying a business is easy when you know where to look. Check out GlobalBX.com – they have over 40,167 businesses and franchises for sale. Best of all it’s a FREE site!      

Unemployment benefits to expect in 10 US cities

In calculating the scope of the unemployment benefits package, you need to consider the cost of living in your area. For example, an individual from a neighboring state receives $100 less than you do every week, but your living expenses are much higher.

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Given that scenario, do you think you are receiving a better benefits package? The answer is simply no. The following are the top 10 cities in the US offering unemployment benefits to individuals with $150,000 yearly salary:  

1.      Pittsburgh, Pennsylvania: $547 maximum unemployment benefit per week for a $59,732 cost of living

2.      Providence, Rhode Island: $641 per week for $80,144 cost of living

3.      Charlotte, North Carolina: $476 per week for $61,956 cost of living

4.      Boston, Massachusetts: $628 per week for $87,668 cost of living

5.      Raleigh, North Carolina: $476 per week for $66,732 cost of living

6.      Philadelphia, Pennsylvania: $547 per week for $80,209 cost of living

7.      Seattle, Washington: $541 per week for $79,490 cost of living

8.      San Antonio, Texas: $392 per week for $57,965 cost of living

9.      Houston, Texas: $392 per week for $59,077 cost of living

10.  Salt Lake City, Utah: $427 per week for $64,573 cost of living

By thorough assessment, you will see that higher unemployment benefits do not always mean that you have a better package, as these are offset by the costs of living.

How to know if you are eligible for unemployment benefits?

As soon as you become unemployed, you need to contact your state’s Unemployment Office to check your unemployment benefits eligibility. Keep in mind that unemployment eligibility is not the same in every state.  The state of Georgia, for instance, permits people who are seeking for part-time jobs to receive benefits. Additional benefits are also given to those who undergo job trainings. Arizona, on the other hand, offers extended unemployment benefits to people who lost their jobs because of disability, illness, domestic violence, or relocation of spouse.   

Unemployment benefits may either be generous or insufficient, so do not be surprised anymore. The safety net of this benefit is quite diverse, and there are no clear reasons for it. While the US Department of Labor administers the system, every US state supervises their own benefits program.

Major requirements to qualify for unemployment benefits are: you must have recently worked for a company for a given time period and have earned a specific net salary. Such requirements vary from one state to another. Regardless of the salary and wage, the percentages of workers and civilian labor force qualified for unemployment benefits are high: 89 percent and 97 percent respectively.      

Every US state has a certain method used to determine one’s eligibility for the said claims. The following are some of the factors used in some states:

• Recent earnings and employment data
• Motivation and capacity to look for a suitable job
• Ineligibility detailed to recent refusal offer or job separation

You ought to go to the Unemployment Office of your state to learn the latest details on unemployment benefits. Are you ready to apply for the unemployment benefits program in your state?

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