Health care reform bills brought in this week by Senate and House cabinet could clash with some debt buyers and collection agencies that does not offer health insurance or have insurance plans that might be considered too inadequate. The recent proposals would demand businesses to supply coverage to workers.

So far, still, ACA International says it is optimistic that the health care reform bill wont unfavorably affect how hospitals and health care benefactors do business with Account Receivable Management professionals.

ACA is cautiously hopeful that the foundational business operations of health care providers will remain undamaged in the near term.

Under the Americas Affordable Health Choices Act received Tuesday in Congress, employers may give health insurance coverage for their employee’s or supply funds on their behalf to a public plan. To help small employers, firms with payrolls of $250,000 or less will be cleared from providing coverage. But employers with payrolls between $250,000 and $400,000 that do not provide health coverage would face a penalty starting at two percent of total payroll and rise to eight percent. A new small business tax credit will be available for companies that want to provide health coverage to their workers. Additionally, employers that offer coverage will have to meet minimum benefit and contribution requirements.

Jim Richards, chief executive of Capio Partners, a debt purchasing and collections company, said that he doesnt anticipate any detrimental impact to his 18-month old business from legislation requiring employers to provide health care coverage. Like many other companies Richards has owned, Capio Partners has offered health coverage since its origin. Richards said it makes competitive sense for the Atlanta-based company to offer health coverage and it helps attracts better employees. Also, its a good thing because people get coverage.

ACA president Jay Gonsalves said most of his organization’s membership provides health care coverage. But he’s concerned that minimum coverage standards could burden employers.

Mallory Megan works for a debt collection agency. Also she composes stories on business, finance, consumer spending and collection agencies.